Comments on: Driving an uninsured NH registered motorcycle in other states?

By: phuckin_crazybiker

phuckin_crazybiker — Sun, 27 Sep 2009 16:09:59 +0000

FIRST OFF! YOU DON'T DRIVE A MOTORCYCLE. YOU RIDE ONE. AND NO! IT WOULD NOT BE LEGAL.
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By: Firecracker

Firecracker — Sun, 27 Sep 2009 15:19:59 +0000

You should have insurance. For your own protection, if nothing else.

As you are technically in compliance, you would be legal.

NH does not require insurance. BUT , if you have an accident, you will be liable for the full amount. If you cannot pay, you WILL be required to have insurance, you WILL have to file an SR-22(proof of insurance), you WILL have to prove that the accident was paid for (letter from other guy’s insurance works). You WILL pay a re-instatement fee………….

Insurance is not expensive, get liability only if it’s all you want.
Just cover yourself.
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Auto accident. Personal experience. Not a scratch on mine, $3600 bill for his. I’ve been insured since. Allstate for the bike.
Yeah, I live here, too.

P.S. mycoldfeet – your link is about the million dollar insurance for not wearing a helmet. Reading the article shows that it was shot down (I already knew that).

By: Biker for Life

Biker for Life — Sun, 27 Sep 2009 14:39:59 +0000

You must obey the rules for the state your driving in. If they require insurance, then you must have insurance to legally operate any motorized vehicle in that state.
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By: Ray J

Ray J — Sun, 27 Sep 2009 14:14:59 +0000

I can tell you that in CT insurance is required for all drivers regardless of state of registration. They also require you to carry an insurance card in your vehicle (or they did 20 years ago). I would assume that most states are that way. I rode my motorcycle for many years without insurance but rarely went out of state. I was dumb. Don't be dumb, buy insurance. Progressive insurance is cheap. I get full coverage ($100,000/300,000 and collision) for under $200 for the whole year. Edit: Mycoldfeet, NH does not require insurance for most people. People who have had their license suspended or revoked will have to get and keep insurance (SR-22) to get their license back. Most banks will require you to have collision insurance on your car/motorcycle before they give you a loan but there is no law requiring insurance in NH (PIP or otherwise).
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By: snakemanjohnny

snakemanjohnny — Sun, 27 Sep 2009 13:52:59 +0000

I live in tn. and we now have the insurance law. If you get cought there you will be ticketed. before we had it if you drove in ga you also would be ticketed there also. Ride safe
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By: DennistheMenace

DennistheMenace — Sun, 27 Sep 2009 13:27:59 +0000

as soon as you cross that state line you have to abide by there rules…………….and no ins. what so ever, I dont think so……….consider the helmet law, from state to state…………
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By: mycoldfeet

mycoldfeet — Sun, 27 Sep 2009 12:46:59 +0000

http://www.mrf.org/articles/1998/newhamp.html you got it all wrong, the NH requires insurance like any other state, you are just not required to purchace personal injury insurance if you ride without a helmet, we had that law in louisiana, but try riding without liability insurance in any state and keep enough in you wallet for tow and impound fees.
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By: bruder

bruder — Sun, 27 Sep 2009 12:17:59 +0000

Yes it is legal,I am in NH as well,I travel a lot with the bike cross country and I have never had a problem.Although each state is different they expect you to comply with the state you are registerd in.florida does not have inspections so if they go out of state they are not hasseled about,plus they do not need insurance on bikes as well.
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myself,24 years riding,mostly cross country.

By: axodis

axodis — Sun, 27 Sep 2009 11:50:59 +0000

Some states require insurance, even if you are only driving threw. Florida does not require motorcycle insurance, but I know if I go to TN and get pulled over (because it happened) I will get a ticket for no insurance. So to save you some trouble, check the states you will drive threw and stuff before you go.
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